Getting an appraisal from Brylex Real Estate Appraisers & Consultants

To many, an appraisal just looks like a line item on the break-sheet for a mortgage or refinance. While there are a multiplying number of automated home valuation methods that may appear more practical than an appraisal, almost all lenders still want a local expert because the stakes are very high. But is getting a mortgage the only reason to acquire an appraisal? Are there more instances when the services of a licensed, independent real estate professional might be helpful? Of course there are.


	Order appraisals online from Brylex Real Estate Appraisers & Consultants by simply clicking here.

Appeal your tax assessment in Union County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Brylex Real Estate Appraisers & Consultants is your best evidence. At Brylex Real Estate Appraisers & Consultants,we can assist you in disputing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance policy that most lenders ask homebuyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. Since the extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, Brylex Real Estate Appraisers & Consultants will produce a statement regarding the value of your home. The cost of the home valuation can often be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the difficult decision of who gets the property, and it can be a very heartbreaking ordeal for both parties. Regardless of the circumstances, it's a good idea to order an appraisal from Brylex Real Estate Appraisers & Consultants so both parties are fully aware of the true market value of their home.

The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to handle these matters. And since a home or other property often makes up an uneven share of the total estate value, knowing the absolute value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Brylex Real Estate Appraisers & Consultants can assist you in relocating to or from Union County

We are aware of the stress involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide remarks on the positive aspects of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered.

Don't sell out short or let your home stay on the market too long.

A professional appraisal can help you make a more informed decision when determining your selling price, whether you want to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.