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Need an appraisal in Scotch Plains or Union County?
See the top 7 reasons New Jersey homeowners use Brylex Real Estate Appraisers & Consultants:
- Pre-listing appraisals (whether they're selling the home on their own or using an agent)
- To challenge a property tax assessment in New Jersey
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To lower a mortgage payments by removing PMI
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Reinstate their Home Equity Line of Credit (or HELOC)
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To review a different appraiser's report for verification
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If real estate needs to be divided because of a divorce
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Settle an estate in New Jersey by determining the true market value of a property
We at Brylex Real Estate Appraisers & Consultants understand the individual needs of a consumer in need of appraisal services.
While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it.
Professional appraisers, like the ones at Brylex Real Estate Appraisers & Consultants, are objective. We'll tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer.
The appraisal is something tangible to show the buyer.
It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth.
Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in an area that is going down.
This means you are paying higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be.
Getting an appraisal from Brylex Real Estate Appraisers & Consultants is your best weapon when contesting your property tax assessment.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners.
Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down.
We're seasoned in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?
If your property is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view.
Brylex Real Estate Appraisers & Consultants can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in a field review.
If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession.
Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.
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